Term & Condition
Krores Inc. ("Krores") maintains and its related sites (collectively the "Krores website") for your information, reference and entertainment. Please feel free to browse, download from, contact us and otherwise use the site. At the same time, please remember that your access to the Krores website is subject to the following rules (the "Rules") as well as all applicable laws.

By accessing and using the Krores website, you accept and agree to the Rules without limitation or qualification, and acknowledge that any other agreements you may have with Krores are superseded by the Rules, to the extent any conflict exists.

Krores may at any time revise these Rules by updating this posting. You are bound by such revisions and should therefore visit this page to review the current Rules from time to time.

Krores reserves the right, without notice and for any reason, to remove any content on this site, and to deny access of any user or users to all or any part of this site.

Use of the Site
Unless otherwise specifically indicated, you may download material displayed on the Krores website for personal, non-commercial use only and you may not distribute, modify, transmit, use, or reuse any of the contents of the Krores website for any public or commercial purpose without the written consent of Krores or any third party Krores deems necessary. You must retain all copyright and other proprietary notices on downloaded and/or copied material. Any copy of material from the Krores website you make and distribute for any purpose must also include these Rules.

You may not access or use the Krores website in any way that could or is intended to damage or impair the Krores website, or any server or network underlying the Krores website, or interfere with anyone else’s use and enjoyment of the Krores website.

Copyrights, Other Rights
You should assume that everything on the Krores website is copyrighted unless otherwise noted and that it must not be used except as provided in the Rules or with the express written consent of Krores or any third party Krores deems necessary. KRORES NEITHER WARRANTS OR REPRESENTS THAT YOUR USE OF THE MATERIAL DISPLAYED ON THE KRORES WEBSITE WILL NOT INFRINGE RIGHTS OF THIRD PARTIES. Any product, service, program, or technology described on the Krores website may be the subject of other intellectual property rights (including but not limited to copyright, trademark, or patent rights) owned by Krores. Any such right that is not expressly licensed herein is reserved by Krores.

Images of people or places displayed on the Krores website are either the property of, or used with permission by, Krores. Use of these images by you or other third parties is prohibited unless expressly permitted in the Rules or elsewhere on the Krores website. Any unauthorized use of these images may violate copyright laws, trademark laws, the laws of privacy and publicity, and other applicable regulations and statutes.

Any product, service, program or technology described in any document published by Krores on this site may be the subject of other intellectual property rights owned by Krores. Any such right that is not expressly licensed hereunder is reserved by Krores.

Trademarks The trademarks, logos, and service marks (collectively the "Trademarks") displayed on the Krores website are registered and unregistered Trademarks of Krores and others. KRORES. Nothing contained on the Krores website should be construed as granting by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Krores website without the written permission of Krores or such third party that may own the Trademark. Misuse of any Trademarks, or any other content, displayed on the Krores website is prohibited. Krores aggressively enforces its intellectual property rights, including via civil and criminal proceedings.

Apart from your personal information (which is addressed in the Privacy Policy), any communication or material you send to the Krores website, electronically or otherwise, including but not limited to data, questions, comments, suggestions, or submissions is and will be treated as non-confidential and non-proprietary. Anything you send to the Krores website may be used by Krores for any purpose including but not limited to modification, reproduction, transmission, disclosure, publication, broadcast, and posting.

By submitting material to the Krores website, you irrevocably transfer and assign to Krores, and forever waive and agree never to assert, any copyrights, "moral" rights, rights of publicity or to privacy, or other intellectual-property or proprietary rights that you may have in such material. Krores is free to use, without obligation of any kind, any ideas, concepts, techniques, or know-how contained in any communication you send to the Krores website for any purpose whatsoever, including but not limited to developing, manufacturing, and marketing products and services.

By using this site, you may submit, or Krores may gather, certain limited information about you and your usage of the site. Subject to the terms of the Privacy Policy, Krores is free to use such information for any purpose it deems appropriate.

No Warranties and Limitation of Liability
To the maximum extent permissible by applicable law, Krores disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose. There is no warranty that any information or service provided or referenced by this site is either accurate, that such information or service will fulfill any of your particular purposes or needs, or that such information or service does not infringe on any third party rights. Except for any express warranties stated on this site, if any, the information and services provided or referenced on this site are provided "as is," “as available,” and with all faults, and the entire risk as to satisfactory quality, performance, accuracy and effort is with the user.

So while Krores may use reasonable efforts to include accurate and up-to-date information on the Krores website, Krores makes no warranties or representations as to its accuracy, timeliness, or completeness. Krores may periodically add, change, or improve any of the information, products, services, programs, and technology described on the Krores website without notice. Krores assumes no liability or responsibility for any errors or omissions in the content of the Krores website.

In fact, your use of the Krores website is at your own risk. To the maximum extent allowed by law, neither Krores nor any other party involved in creating, producing, or delivering the Krores website is liable for any direct, indirect, incidental, consequential, or punitive damages, however caused, arising out of your access to, use of, or reliance on the Krores website, even if Krores has been advised of the possibility of such damages. For example, Krores assumes no responsibility for, and will not be liable for any damages to or any viruses which may affect your computer equipment or other property on account of your access to, use of, or downloading from, the Krores website. Please note that some jurisdictions may restrict or disallow the exclusion of implied warranties or limitations of liability, so some of the above exclusions and limitations may not apply to you.

Other Agreements
Your use of the Krores website, or certain features or information provided through the Krores website, may be subject to additional agreements apart from the Rules.

Krores has not reviewed all of the sites which are linked to or from the Krores website, and the fact of such links does not indicate any approval or endorsement of any material contained on any linked site. Krores is not responsible for the contents of any site linked to or from the Krores website; and your connection to any such linked site is at your own risk.

U.S., International Information
Most of the information on the Krores website applies internationally, but a significant amount of information applies only to certain countries or regions. Although Krores tries to mark all country- and region-specific information with a country indication, it does not warrant or represent that all information without indication applies internationally. You should check the applicability of any information on this site to you or your organization.

Legal Information
The Rules will be governed by and construed under the laws of India, excluding only its conflict of law provisions. Each party to the Krores website Rules hereby submits to the exclusive jurisdiction of the courts within the Courts of Delhi, India, and waives any jurisdictional, venue, or inconvenient forum objections to such courts.

Any failure by Krores to enforce any of its rights under the Rules or applicable laws shall not constitute a waiver of such right. If any provision of the Rules is found by a court of competent jurisdiction to be invalid, you, Krores, and the court shall endeavor to give effect to the intent reflected in that provision, and the remaining Rules provisions shall retain their full force and effect.

You agree to follow any applicable laws in your use of the Krores website. Among other things, United States and foreign export control laws regulate the export and re-export of technology originating in the United States and such foreign countries. You will abide by these laws and regulations as applicable and will not transfer, directly or indirectly, by electronic transmission or otherwise, any content or software from the Krores website to or from any countries or foreign nationals in violation of such laws or regulations.

Please note that the Krores website is operated by Krores Limited and not the various financial institutions that issue Krores cards. None of the terms of any agreement between a Krores cardholder and the financial institution that issued his/her card has any effect on or relation to these Site Rules.

Please also read over the Krores website Privacy Policy, which are part of the Rules and which you accept. If you have any questions, comments, or complaints about the Krores website, please feel free to email us. ( or

Corporate Communication
Krores LLC
2232 South Main Street
Suite 250
Ann Arbor, MI 48103